Barnyard BBS

I say, let me never be complete.
I say, let me never be content.
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the insurance saga continues...
3/16/2007 7:01:00 PM

 This is an update on the insurance story...

The Dr. called me this morning and she is awesome, she went to the billing person that they have there, who is just as amazing as the Dr. and together they figured out what  dianosis code to use so that Ben's and my testing will be covered...

Can we say YAY for the Dr. she had me call the insurance company back and make sure that it would work and if we used this code would we still need a letter of medical nessesity... Lorain C. at the insurance company was nice and helpful something that is not always found.. she verified that the code would work and that it would be covered.... 

So tomorrow Ben and I go to have our blood sucked from us by the vampires...

Today i also started the harmon meds... so i am a little emotional and moody... but other wise good... We are hoping that this is going to work and we are on our way to a wonderful bundle of joy...

 

 

 

adventures with our health plan
3/15/2007 8:00:00 AM

i do not know if everyone is aware that Ben and i are trying to have a little person...

i was about to give up, especially after losing the last bundle of joy. we were even looking at what it would take to adopt a child... Ben being the wonderful husband that he is, said before we adopt i want you to go to the Dr. one last time and see what we can do about this whole thing...

we did not trust Dr. Cooksey because of the really bad expearance we had with him. i just did not want to go through that all again. so i found another Dr. a girl this time. made an appointment and made arrangements for Ben to come with me as well.  the appointment went great and we love her, she is awesome and straight forward. she thinks that within six months i will be pregant with a baby... that has just made ben and i super happy... she ordered blood work for ben and i so make sure that our chromosomes like each other.. a wise idea i think... and she also wanted to make sure that anything related to Von williambrants is not causing the hard time either... so there is blood work for that as well...

Ben wanted me to call around and find out how much this is going to cost us. so we could pick a good lab. so i called Qwest and Labcorp.. Ben's blood work is going to cost $1002.00  and mind is going to cost 3,726.00 ... okay if you have not died from shock.  then please read on for more of the adventure... i called my insurance company to find out if they would cover the cost... and i was told...

" this is genetic testing so it falls under that part of the policy, so i looked it up in the book we have here. this test must be medically nessaray to see if there is a lift threatening defect or admormality, if so it will be covered if not then you will be responcible for such testing."

at this point i was like okay... the Dr. did say that if the lab did it correctly that it would be covered... so now i am not just scared i am getting frustrated... you see we have a 1000$ deductable on the insurance, so that means that the first 1000$ for ben's labs and the first 1000$ for my labs we have to pay, that is if it is covered by the insurance... if not then we are responcible for the testing in full...so ben asked me to call the insurance company back, so i did. i asked them this time if and how much they would cover in the testing... i was told that they need to be billed first because then they know what was done... i told the girl i know what is going to be done and the reason and what they are going to charge the insurance... i was again told that sorry they could not help me. we had to get the test done and then they will determine what they will cover and pay. i so wanted to scream... this was not hard i needed to know what we are going to pay out of pocket...

well i have a feeling that the stress brought on my monthing, and when that happens i am to call the Dr. and then she is to deside if i go on clomed or not. she was hoping to have the blood work done and reviewed by then but i guess not. so i called her and she called in the perscription to the pharmacy... today i am going to pick it up.. i do not start it until tomorrow. she is also going to call me today and see if we can change the blood work up or if she still wants to do it.

so i guess the adventure continues and we go on...

i have a feeling we have the worse health insurance there is... and we are paying for it, that is what really kills me... Ben is thinking of switching to something better, after all, there are other people in the company that have, because well it is just that bad and it pays for nothing.